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Why Spending as You Earn Can Hurt Your Business
Running your own business or freelancing can feel like a financial juggling act. You get paid, you pay some bills, take some for...
Silvia Merchant
Apr 92 min read
6 views


Looking to Level Up? Let's Dive into Business Mentoring Services for Your Growth, Goals, and Profits!
In today's competitive environment, business owners are naturally eager to discover effective ways to boost their growth and profits....
Silvia Merchant
Feb 144 min read
2 views


Most Tax-efficient Director’s Salary and Dividends for 2025/26
The tax landscape for directors and shareholders of small limited companies is ever-changing. With the new rules set out in the 2024...
Silvia Merchant
Dec 10, 20243 min read
2,052 views


Beat the 2025 National Insurance hike with strategic insights on salary sacrifice vs. auto-enrolment. Discover how to reduce NI costs for employers and employees.
Following the October 31st, 2024 Budget announcement, significant changes to National Insurance Contributions (NICs) are set to take...
Silvia Merchant
Nov 11, 20244 min read
52 views


Salary vs Dividends – When Should You Consider Each Option for Profits Over £100K?
As a business owner, one of the key financial decisions you’ll make is how to take money out of your company. Should you pay yourself a...
Silvia Merchant
Sep 12, 20242 min read
116 views


Are You Ready to Truly Understand Your Business Without Committing to a Monthly Subscription?
If you're looking to gain deeper insights into your business without the need for a monthly commitment, there are still plenty of options...
Silvia Merchant
Sep 3, 20241 min read
10 views


Thinking of Taking Dividends from Your Company? Here’s What You Need to Know
Taking dividends from your company can be a great way to enjoy the profits you’ve earned. But before you do, it’s important to understand...
Silvia Merchant
Aug 30, 20243 min read
21 views


Things to Consider When You're Not on Track in Your Business
Running a business is no small feat. It's a constant juggle of tasks, decisions, and deadlines. But what happens when you find yourself...
Silvia Merchant
Aug 20, 20244 min read
10 views


Cashflow Management: Ensuring Your Business Stays Afloat
Running a business is akin to managing your personal finances. Just as you need to ensure you have enough money to buy food, pay rent,...
Silvia Merchant
Jul 16, 20242 min read
9 views


Tax Considerations for Contractors Outside IR35 with Profits Over £50,000
As a contractor operating outside IR35 with profits exceeding £50,000, there are several financial and tax considerations to keep in mind...
Silvia Merchant
Jul 3, 20243 min read
9 views


Are entertainment costs allowable and can I claim any VAT relief?
Entertaining can be the fun part of running a business, you can share experiences, food and drink out of the typical work setting. It can...
Silvia Merchant
Jul 3, 20244 min read
1,020 views


Home expenses to claim when you're self employed: FAQs
1. What is an "allowable expense"? By law, an expense is allowable as a deduction only if it is incurred "wholly and exclusively" for...
Silvia Merchant
Jul 3, 20243 min read
34 views


What you need to know if your income is over 100K per year?
Here are some tax tips if you earn over 100K. Your personal allowance is reduced by £1 for every £2 your income is over the £100,000...
Silvia Merchant
Jul 3, 20244 min read
38 views
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